Simulated environment. No real payment is made and no real bank is contacted. The failure reasons are Razorpay's published documentation; the action classification and the decision policy are this project's contribution.
Payment Options
Pay by UPI app
A collect request goes to your app.
Simulated environment · TRIAGE
INSPECTOR
what the merchant never seesIDLE
Rail healthno active downtime
Submit a payment to see the decision chain resolve.